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Dental insurance and financing basics

Public Health Dentistry · Dental (BDS)

Tooth explorer

Interactive 3D

Peel through enamel, dentin and pulp — then switch to implants, braces or dentures.

Controls

Drag the sliders or type a value — the simulation updates live.

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Study notes

A patient demands the costliest crown because 'insurance covers it'. What guides the dentist? Need-based treatment planning - insurance coverage never justifies overtreatment; the ethical plan recommends what the tooth needs, with options at different costs. Students learn the financing ethic: explain costs transparently, offer genuine options, document for claims - but the treatment decision stays clinical, because insurance pays bills, not judgment.

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